Reliance Car Insurance Premium Calculator or Estimator - Now check out Reliance Car Insurance Premium Calculator or Estimator for your new and used cars with multiple insurance options. Check Comprehensive Reliance Car Insurance Premium, Long term Car Insurance Premium and Third Party Insurance Premium at autospyders.com.

Quotes for Reliance Car Insurance Premium

Why Reliance Car Insurance?

Reliance Car Insurance Premium Calculator or Estimator - With a constant increase in the number of cars on the road, it gets very tough to protect your car from unwanted mishaps. High repair costs, coupled with the cost of spare parts, can definitely pinch your pockets, which is why it is essential to have a good Car Insurance or a Package Motor Insurance policy. Reliance offers car insurance with a range of covers to choose from.

With Reliance's innovative and all-round insurance plans and easy vehicle insurance renewals, you get covered with regards to all aspects that an ideal Car Insurance policy should have. On the basis of the plans you opt for, you secure yourself against road accidents, theft, among others along with which you can get cashless settlement at network garages and a lot more! You also get to choose add-on covers of your choice with your Car Insurance policy and with our 24x7 Roadside Assistance facility, help is just a phone call away.

Key Benefits - Reliance Car Insurance Calculator

Avail 24x7 call assistance and SMS updates for claims support, even on holidays

• Transfer up to 50% of your existing No Claim Bonus (NCB) from any other car insurance provider
• Cashless claim settlement at over 4000 preferred garages across the country, bringing to you high service standards
• Receive 75% on account payment facility based on requirement and when liability is above a certain limit
• Avail 24x7 Roadside Assistance with your Car Insurance policy
• Towing Facility in the event of a vehicle breakdown or an accident
• Zero Depreciation Cover can be availed as an add-on cover with Car Insurance

Note: This premium quote considers the full NCB (No Claim Bonus) and system generated IDV. It is valid only for policies bought online

Coverages - Reliance Car Insurance Calculator

• Loss or damage to your car due to natural calamities
  Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
• Loss or damage to your car against man-made calamities
  Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
• Personal Accident Cover
  Coverage of Rs. 2 lakh for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from the Four-wheeler. Optional personal accident covers for Passenger/ Paid Driver/ driver/ Insured are also available
• Third Party Legal Liability
  Protection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.

Add on Covers - Reliance Car Insurance Calculator

Reliance Car Insurance Premium Calculator or Estimator - A Motor Insurance/Car Insurance policy is only complete once it exceeds the satisfaction of providing security and peace of mind, which is why we have introduced add-on covers that will be of use any time you are in a crisis situation.

• 24x7 Spot Assistance
  This is a Pan-India cover for car insurance policyholders who need assistance while on the road. This includes providing service for emergencies such as repair of flat tyre, jump start for car battery, legal advice in case of an accident and many more.
  
• Lock and key replacement cover
  In the event of an irrecoverable loss of keys or a security risk arising out of a loss of the same, you will be indemnified for the cost incurred in fitting or purchasing new locks or replacement of keys of the insured vehicle 
  
• Accident Shield 
  Compensations will be made for total permanent disability or death of occupants (other than a paid driver), which arises out of bodily injury due to an accident that takes place while they are traveling in the insured car 
  
• Consumable Expenses 
  Cost of consumables such as Engine oil, Gear box oil, Power steering oil, coolant, AC gas oil, Brake oil, etc. that may be incurred while replacing/replenishing the damaged vehicle, following an accident, will be covered by our Car Insurance/Motor insurance policy 
  
• Conveyance benefit 
  If the insured car is in a workshop following accidental damage and the claim for the same is accepted, the insured would get a 'per day' cash benefit, as per the plan opted by the insured 
  
• Personal baggage
  The Insured is indemnified in case of any loss or damage caused to his/her personal baggage kept in their insured vehicle. Damage caused by the covered perils is covered in under Reliance's Motor Insurance/Car Insurance policy

Claim Process - Reliance Car Insurance Calculator

Reliance Car Insurance Premium Calculator or Estimator - Whether your car has a minor accident or a major breakdown, you would prefer to go for a short and easy Vehicle Insurance claim process rather than a lengthy one; which is why we have minimized it into three simple steps:

Please keep the following information handy while registering a claim:

• Engine and Chassis Number
• Accident date and time
• Description and location of the accident
• Car inspection address
• Km. reading
• Police complaint, in case of theft

Please note that in case of theft, you would need to file a police complaint as soon as possible, so that when you are registering a claim with us you are able to produce the same, along with the other documents.

Reliance Car Insurance Plan at a Glance

• Anytime assistance on the road is available 24 X 7
• This insurance company has a turn around time of quickest claim settlement possible.
• Claims are settled across their 3800 network garages across the country
• The company offers insurance under two categories, namely, third-party insurance and comprehensive insurance. 
  
  • Third party insurance as mandated by the law is an insurance plan which covers any kind of bodily damage, injury or death caused to a third party or his property, whereas, comprehensive insurance plan provides cover against any kind of injury caused to the buyer, or a co-passenger or to the plan buyer’s vehicle.
  • The company also offers the facility of No claim Bonus (NCB). NCB is a discount on premium offered by the company to the plan buyer in cases of claim free years. The discount can be accumulated on a yearly basis starting from 20% in the first year and 25% in the following year, continued in the same manner over the subsequent claim free years.
  • The company issues online insurance plans. However, these plans can be availed only for private vehicles.

Features and benefits - Reliance Car Insurance Calculator

Reliance Car Insurance Premium Calculator or Estimator - The Reliance general insurance company sells different variants of Car insurance plans to customers and each of the plans have some common features and benefits which are discussed as under:

• Reliance Car Insurance plans are offered for both Private Car and Business Vehicles
• The insurance plan provides Towing Facility in the event of a breakdown or accident
• There is also a 24*7 spot assistance in case of breakdowns or accidents
• A duplicate key replacement cover is also available for both new and existing customers
• Accident Shield, Consumable expenses and Conveyance Benefit are available as add-on covers under the plan which can be opted for by a customer to enhance the coverage of the car insurance plan.
• The reliance car insurance plan also offers assistance in the form of arranging a cab or arranging hotel accommodations in cases of breakdowns or accidents.

Scope of coverage - Reliance Car Insurance Calculator

The following emergency situations are covered in Reliance car insurance plan:

• Natural calamities are covered and all types of fire, lightning, etc. are covered under the same.
• Even man-made calamities like robbery, burglary, riot, terrorism, etc. are covered in this plan
• This reliance car insurance policy provides for accidental coverage to the owner-driver as well as the registered driver
• There is also third-party legal liability coverage as mandated by the law from death and damage which may result in an injury or even death of a person or damage of property etc.
• Electrical or electronic fittings in the car like fog lights, music system, AC, spoilers with brake lights.
• Non-electric fittings like mag wheels, seat covers, non-electrical spoilers, etc. as per the own damage rate on the value of the accessories.
• CNG Kit and Bi-fuel system as endorsed on the RC Book will be covered under the plan at an additional payment of premium.

Add-on covers benefits - Reliance Car Insurance Calculator

Reliance Car Insurance Premium Calculator or Estimator - By paying an additional amount of premium, a customer can opt for additional Add-on covers in the base plan to enhance the coverage on the vehicle. The following three types of additional covers are available under the Reliance Car Insurance plan :

No Claim Bonus (NCB) retention:

Reliance Car Insurance Premium Calculator or Estimator - The Reliance General Insurance Company also offers NCB retention add on cover which enables the plan buyer to retain his NCB even during years of claim. The buyer has to an additional amount along with premium in order to avail this facility. However, certain things are to be kept in mind before opting for NCB retention add-on cover:

• The NCB retention should amount to a minimum of 25% of the value of the vehicle.
• The reliance car insurance policy has to be renewed within 90 days of the expiry of the policy.
• One approved claim has to be made during the plan period.
• The total value of the claim payment made should amount to a minimum of 25% of the value of the vehicle.

Personal Accident Bundle Cover - Reliance Car Insurance Calculator

Reliance Car Insurance Premium Calculator or Estimator - The reliance general insurance Company offers personal accident bundle cover, which provides coverage in cases of death or permanent disability of the policyholder in an any part of the world irrespective of the driver of the vehicle. The amount of sum insured differs depending upon the type of physical damage caused to the insured. The list of benefits and the sum insured amount is given below:

• In cases of death of the policy buyer, the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.10 lakhs.
• In cases of death and permanent disablement, the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.10 lakhs.
• In case of loss or physical separation of two limbs and loss of sight for both eyes or loss of one limb and sight of one eye, the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.10 lakhs.
• In case of loss or physical separation of one limb or loss of sight of one eye, the company gives a compensation standing at the rate of 50% of the capital sum insured which is fixed at Rs.10 lakhs                                                          

Nil Depreciation Cover:

Reliance Car Insurance Premium Calculator or Estimator - This cover provides protection against the reduction in the value of the vehicle owing to the depreciation of the vehicle. No deductions are done on the car’s parts, except tyres and tubes. However, certain things have to be kept in mind before opting for this plan:

• Applicable only on private cars and the no of claims per year cannot exceed more than two.
• In case of partial loss, settlements against claims will be made only in cases of repairs having made at the networked garages.
• Compulsory excess and voluntary deductible as applicable will be levied.

Consumables Cover:

Reliance Car Insurance Premium Calculator or Estimator - If the car suffers damage due to any of the causes that are covered under the scope of the plan, the company will cover the expense of consumables which will be required to be replenished or replaced during the repairs carried out on the damaged vehicle. The consumables covered under the plan include engine oil, gearbox oil, power steering oil, coolant, AC gas oil, brake oil, AC refrigerant, battery electrolyte, fuel filter, bearings, washers, clip, wheel balancing weights and items of similar nature, subject to following conditions:

• Applicable only on private cars and the no of claims per year cannot exceed more than two.
• In case of partial loss, settlements against claims will be made only in cases of repairs having made at the networked garages.

Engine Cover:

Reliance Car Insurance Premium Calculator or Estimator - This add on plan provides cover against expenses incurred towards fixing any damage caused to engine parts, differential parts or gearbox parts due to water ingression or leakage of lubricating oil. However, the claim has to be made within 7 days of the damage caused.

Key Protect Cover – Private Cars:

Reliance Car Insurance Premium Calculator or Estimator - This plan provides cover against damages caused to the plan buyer’s car while repairing or replacing his car keys or lock. It also includes the locksmith’s charges. Claims can also be made against damages caused due to theft or robbery or any other kind of damage to the key or the lockset. However, the following conditions have to be kept in mind in order to purchase this plan:

• The no. of claims in the policy period cannot exceed more than two.
• The buyer must produce a First Information report (FIR) made with the police in order to apply for a claim.
• The key or the lock set should have the same features as in the lost key or the lock set, against which the claim is being made.
• The claim has to be made within 7 days of the damage caused.
• Replacements allowed only in the case of broken or damaged keys.
• The entire lock or the lockset has to be changed in case of lost or misplaced keys.            

Applying for Reliance Car Insurance Plans

Car insurance plans from Reliance can be purchased in a number of ways like:

• Individuals desirous of availing any plan can call the toll free number of the company and talk with a customer service representative.
• Request a call back by leaving contact details on the website or IVR
• Reliance Car Insurance can be purchased Online car insurance by visiting the company’s official website @reliancegeneral[dot]co[dot]in.
• Last, but not least, the agents can be contacted individually and the policy can be purchased offline.

liance Motor OTS for Car Insurance.