Kotak General Car Insurance Premium Calculator or Estimator - Now check out Kotak General Car Insurance Premium Calculator or Estimator for your new and used cars with multiple insurance options. Check Comprehensive Kotak General Car Insurance Premium, Long term Car Insurance Premium and Third Party Insurance Premium at autospyders.com.

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Overview - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - Kotak Mahindra is known to be 100% subsidiary of Kotak Mahindra Bank Ltd. The company was founded to serve the non-life insurance needs of the people. The insurer strives for quality customer support, innovation and reliability above everything else. The company caters to the different insurance needs of people by offering an array of no-life insurance products such as Motor, Health and insurance for commercial entities.

Kotak General Insurance company Limited has its presence with 13 branches spreading in India, with a workforce of354professionals, as of 2017. As a practice, the company seeks to provide a distinguished value proposition through customized products & services leveraging state of the art technology & digital infrastructure.

Facts - Kotak Car Insurance Calculator

• Founded in the year 2015
• 100% subsidiary of Kotak Mahindra Group
• Headquarter is in Mumbai
• MD&CEO is Mahesh Balasubramanian
• The parent organisation is Kotak Mahindra Bank
• The company received IRDAI approval to start insurance business in the year 2015

Vision and Values - Kotak Car Insurance Calculator

Living up to their pledge of trust and respect, Kotak Mahindra General Insurance tries sticking to their values:

• Down to earth and approachable
• Passion to achieve new heights
• Mutual respect and transparency
• Entrepreneurial approach
• Ethical with a governance mindset

Products and Services - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - Kotak Mahindra General Insurance offers a range of non-life insurance products such as motor insurance, health, insurance for commercial vehicles, group health insurance etc. let’s have a brief look at the products:

1. Kotak Mahindra Motor Insurance: Motor insurance for both two and four wheelers by Kotak Mahindra General insurance is worth your investment. Given the poor road conditions and traffic indiscipline, accidents have become a frequent occurrence. By insuring your vehicle against those eventualities, you can save a huge chunk of money. Kotak Mahindra General insurance offers cashless services at their network garages, where the insured can avail the services without paying single Moreover, if they avail the services from their preferred garages which are not included in the insurer’s list of network garage, the reimbursement of the expenses is ensured easily. With Kotak Mahindra car insurance or two wheeler insurance, you can feel safe anytime you hit the road.
2. Kotak Mahindra Health Insurance: The rapid rise in the medical treatment cost has become a matter of concern these days. With this, even a single hospitalization for a minor injury or illness can lead to huge financial stress for the person with no health insurance. Considering this, health insurance is one of the major offerings under Kotak Mahindra insurance. Life is full of uncertainties where you can catch with an illness so easily. At times the treatment expenses are beyond your imagination. In such a case, with Kotak Mahindra health insurance, you can ensure enough to be covered during a medical emergency.
3. Kotak Mahindra Group Health Insurance: Group policy under Kotak Mahindra insurance is designed for various organisations to deal with the risk associated with their employee's health which covers the medical expenses incurred towards a hospitalisation.  This policy is offered as a perk to retain talent. The coverage also extended towards personal accident covering disability and death out of an accident.
4. Other Insurance offered under Kotak Mahindra Insurance: Kotak Mahindra general insurance company limited also offers Third Party Liability Only Policy to cover the legal liabilities arising out of an accidental injury, property damage, disability or death of a third party, where the insured vehicle is at fault.

Kotak Mahindra General Insurance Plans

Kotak General Car Insurance Premium Calculator or Estimator - The products offered by Kotak Mahindra General Insurance come with a variety of insurance plans to cater to the different needs of people. Some of them can be categorized like below:

Kotak Mahindra Motor Insurance Plans

Kotak General Car Insurance Premium Calculator or Estimator - Motor insurance offered by Kotak Mahindra General Insurance is extended to Cars, Two Wheelers, Personal Accident and Commercial Vehicles. The various types of motor insurance plans of Kotak Mahindra Insurance include:

1. Kotak Mahindra Car Insurance

The car insurance offered by Kotak Mahindra insurance is tailor-made for offering optimum protection to the vehicle. The coverage offered by this policy is of two types:

• Third party liability coverage
• Comprehensive cover, where own damage cover is included.

While third-party insurance only covers the legal liabilities arising towards a third party, the comprehensive cover includes both third party and damages to the insured vehicle or owner. The basic features of this policy include:

• Coverage for the damages caused by man-made and natural calamities
• Personal accident and passenger cover
• No Claim Bonus
• Third party liability
• Enhanced protection through optional add-ons
• Cashless service at network garage

2. Kotak Mahindra Two Wheeler Insurance

Kotak General Car Insurance Premium Calculator or Estimator - Kotak Mahindra two wheeler insurance ensures your joyrides never end. When you get the freedom to traverse distances, the risk factor shouldn’t be ignored. With Kotak Mahindra two wheeler insurance you can be covered for third party liability as well as the loss caused to the bike due to natural calamities such as fire, explosion, earthquake self-ignition, lightning, , flood, hurricane, typhoon, storm, tempest, cyclone,  inundation, landslide,hailstorm, frost, rockslide, etc. It also covers man-made disasters that can cause damage to your bike such as strike, riot, burglary, malicious act, terrorist activity etc. the basic features of this policy are:

• Offers comprehensive and third party liability coverage
• Coverage to damages caused to the vehicle
• Man-made and natural damage cover
• Fast renewal of the policy
• Hassle-free claim settlement
• Long-term policy benefits

3. Personal Accident Cover for Owner Driver

Kotak General Car Insurance Premium Calculator or Estimator - This policy covers you for the accidental loss up to Rs. 15 lakh, while driving, mounting or demounting by the insured vehicle. Kotak Mahindra insurance offers optional personal accident cover for co-passengers as well.

4. Kotak Mahindra Commercial Vehicle Insurance

Kotak General Car Insurance Premium Calculator or Estimator - As commercial vehicles are an important asset to a business, breakdown of which can cost dearly to the owner. Considering the risk associated with these commercial vehicles, Kotak Mahindra insurance offers a range of commercial vehicles insurance plans to mitigate the financial burden in case of damage or loss. The commercial insurance offered by Kotak Mahindra General Insurance is of following types:

• Passenger Carrying Vehicle Insurance
• Miscellaneous Vehicle Insurance
• Passenger Carrying Vehicle Insurance
• Goods Carrying Vehicle Insurance

Commercial vehicle insurance provides coverage to natural and man-made calamities, third-party legal liabilities, coverage to electrical and non-electric accessories, No Claim Bonus, cashless services at network garages etc. 

Renewal - Kotak Car Insurance Calculator

In order to ensure availing the insurance benefits uninterruptedly, it is essential to renew the policy before the due date expires.

Renewing - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - It is imperative to keep your health insurance active to make the most out of Kotak Mahindra health insurance. Moreover, you can also enjoy a cumulative bonus of 10%, at the time of renewal as long as the policy is not claimed. The cumulative bonus can be earned up to a maximum of 50% by remaining stringent about not claiming it. So, renewing your policy is equally important as buying health insurance. Like car insurance, you can renew the policy online by providing the policy details and other relevant information and making an online payment of premium.

Claim Process - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - When it comes to claiming your insurance, Kotak Mahindra General Insurance follow a transparent claim process. It’s not just about the money involved but helping the person out from the loss. They also ensure that the process and lengthy paperwork don’t come in the way of a smooth claim settlement.

Car Insurance Claim - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - A car insurance claim can be initiated in two ways-cashless and reimbursement claim. In case of a cashless claim, the settlement of expenses incurred for the repair or replacement is done directly with the workshop. This benefit can be availed at a network garage only.

On the other hand, if the insured avail the repair work from his/her preferred garage which is not listed in the network garage list, the payment has to be done by the insured initially, where a request for reimbursement should be submitted to claim the expenses.

In both cases, the simple claim process includes:

Intimate the Insurer

Kotak General Car Insurance Premium Calculator or Estimator - It is the initial stage of claiming your insurance. You should immediately inform the insurer in case of an accident and register the claim. It is essential the inform the insurer in order top avail cashless benefits. If the cashless claim is not possible, repair the vehicle from outside and file a reimbursement claim. The sooner you register a claim, the sooner the claim will be settled and the vehicle will be repaired.

Submit the Claim Form

Submit the claim form explaining the incident along with the other necessary documents such as:

• Registration Certificate
• Car insurance policy
• Driving license of the person driving the vehicle
• Valid ID proof

Send the Vehicle for Inspection

Within 24 hours of claim request, a vehicle inspection will be done by a surveyor. The surveyor will access the damages and estimate the loss.

Claim Settlement

Kotak General Car Insurance Premium Calculator or Estimator - Based on the report of the surveyor, the claim will be settled accordingly. The surveyor may inspect the vehicle again once it is repaired. You can take the delivery of the vehicle after making the payable share and deductible if any and by signing the customer satisfaction voucher. In case of reimbursement claim, upon submission of original repair bills along with a claim form and documents, the insurer will reimburse the claimed amount.

How to pay premium? - Kotak Car Insurance Calculator

Kotak General Car Insurance Premium Calculator or Estimator - Similarly, as you can buy Kotak Mahindra General Insurance online or offline, you can also make the premiums online as well. At the time of renewal, simply visit the official website of the insurer and pay the premiums by using Credit/Debit Card or Net banking. The insurer keeps your information confidential so the online transaction is purely safe.